All pension funds

Teacher Retirement System of Texas

Statewide system·Huge plan

Actuarial valuation

fiscal year 2026, as reported to the PRB
Funded ratio
77.5%
Actuarial accrued liability
$288.5B
Actuarial value of assets
$223.6B
Unfunded liability
$64.9B
Amortization period
35.0 years
Assumed return
7.00%
Contributions (employer / employee, % pay)
9.5% / 8.3%

Financial report

fiscal year 2025
Net assets (market value)
$226.3B
Benefit payments
$15.2B
Total contributions
$11.0B

Membership

fiscal year 2025
Active members
976,406
Annuitants
523,657

Funded status by year

FYFunded ratioAssets (actuarial)LiabilityUnfundedAmortization
202677.5%$223.6B$288.5B$64.9B35.0
202577.5%$223.6B$288.5B$64.9B35.0
202477.8%$212.5B$273.1B$60.6B28.0
202377.5%$199.7B$257.5B$57.9B29.0
202279.0%$193.9B$245.6B$51.7B26.0
202179.1%$180.6B$228.2B$47.6B23.0
202076.8%$167.4B$218.0B$50.6B27.0
201976.4%$160.2B$209.7B$49.5B29.0
201876.9%$154.1B$200.2B$46.2B87.0
201780.5%$146.3B$181.8B$35.5B32.2
201679.7%$138.8B$174.2B$35.5B33.6
201580.2%$133.5B$166.5B$33.0B33.3
201480.2%$128.4B$160.0B$31.6B29.8
201380.8%$121.7B$150.7B$28.9B28.0
201281.9%$118.3B$144.4B$26.1Bnever
201182.7%$115.3B$139.3B$24.1Bnever
201082.9%$111.3B$134.2B$22.9Bnever
200983.1%$106.4B$128.0B$21.6Bnever
200890.5%$110.2B$121.8B$11.5B20.7
200789.2%$103.4B$116.0B$12.5B27.4
200687.3%$94.2B$107.9B$13.7Bnever
Full plan record at the Texas Pension Review Board